Executive Chairman’s review
In 2013, we recorded our third-best annual results of all time.
The world economy picked up though growth remained weak and uneven.
Key figures and ratios
Earnings before tax EUR 705 million
Core Tier 1 ratio 17.3%
Our market share increased in all our main business lines.
Cooperative system is basis of business and driving force of strategy.
Corporate social responsibility
CSR is an integral part of OP-Pohjola Group’s business.