• Executive Chairman’s review

    In 2013, we recorded our third-best annual results of all time. Read more

    Operating environment

    The world economy picked up though growth remained weak and uneven. Read more

    Key figures and ratios

    Earnings before tax EUR 705 million Core Tier 1 ratio 17.3% Read more

    Market share

    Our market share increased in all our main business lines. Read more


    Cooperative system is basis of business and driving force of strategy. Read more

    Corporate social responsibility

    CSR is an integral part of OP-Pohjola Group’s business. Read more