Consolidated Financial Statements (IFRS)

Financial statements


Consolidated income statement


EUR million Note 2013 2012
Net interest income 4 229 263
Impairment of receivables 5 37 57
Net interest income after impairments  
  193 206
Net income from Non-life Insurance 6 529 438
Net commissions and fees 7 162 169
Net trading income 8 93 79
Net investment income 9 39 13
Other operating income 10 38 37
Total income 1,053 941
Personnel costs 11 184 232
ICT costs 90 87
Depreciation/amortisation 12 55 50
Other expenses 13 251 200
Total expenses 580 569
Share of associates' profits/losses 0 1
Earnings before tax 473 372
Income tax expense 14 49 89
Profit for the period


424 283

Attributable to owners of the Parent 424 283
Total 424 283
 
Earnings per share (EPS), EUR  
  Series A 15 1.33 0.90
  Series K 15 1.30 0.87
 


                             

Consolidated statement of comprehensive income


EUR million Note 2013 2012
Profit for the period 424 283
Items that will not be reclassified to profit or loss  
  Gains/(losses) arising from remeasurement of defined benefit plans 0 -10
Items that may be reclassified to profit or loss  
  Change in fair value reserve  
  Measurement at fair value -1 401
  Cash flow hedge -16 17
  Translation differences 0 0
Income tax on other comprehensive income  
  Items that will not be reclassified to profit or loss  
  Gains/(losses) arising from remeasurement of defined benefit plans 2 -2
  Items that may be reclassified to profit or loss  
  Measurement at fair value -9 98
  Cash flow hedge -5 4
Total comprehensive income for the period 419 592

Total comprehensive income attributable to owners of the Parent 419 592
Total 419 592

 
                             
 
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