Pohjola reported record consolidated earnings in 2013 and its market position strengthened during the year. Great success in customer businesses, especially in Banking and Non-life Insurance, and cost savings generated by the efficiency-enhancement programme were the key drivers behind our improved earnings. Funding and liquidity positions remained good and the Core Tier 1 ratio improved.
Earnings before tax
Earnings before tax, Change between 2012 and 2013
Balance sheet total
Capital base and capital adequacy
GDP volume change
The President and CEO's Review
In 2013, Pohjola continued to grow strongly and posted record earnings.
2013 consolidated earnings before tax were € 473 million.